Rustambekova Zebiniso Baxrom qizi, and Karimov Khojakbar. “The Level and Influencing Factors of Mobile Banking Usage in Uzbekistan”. Next Scientists International Journal JME 6, no. 04 (April 27, 2026): 74–77. Accessed August 31, 2026. https://eipubhouse.com/index.php/nsijjme/article/view/87.