ASST. LECTURER MUSTAFA MOHAMMED TALIB; ASST. LECTURER SARAH F. ALTALAQANI; DR. ALI HAMZA JIYAD. Financial Inclusion in Iraq Between the Challenges of Reality and the Foundations of Structural Change. Next Scientists International Journal JME, [S. l.], v. 6, n. 07, p. 7–17, 2026. DOI: 10.55640/jme-06-07-02. Disponível em: https://eipubhouse.com/index.php/nsijjme/article/view/634. Acesso em: 31 aug. 2026.